[M]y employer denies my partner health insurance because we’re a so-called straight couple. If we were same sex partners, he would be covered, but because he’s a man and I’m a woman, he’s not covered unless we’re married.
Because the IRS considers me a single mother, I qualify for many tax credits I wouldn’t be eligible for if we filed together.
Since we’re unmarried, we don’t have that special exemption from inheritance taxes that married spouses have.... That’s why we own way more life insurance than a married couple with a similar income would need.
[I]f we split up, we can’t simply sell the house and split the proceeds. The amount of money that could change hands between us would be limited by the cap on tax-free gifts, which is currently $12,000 annually. So I couldn’t write a check to my partner for more than $12,000 without getting slapped with a gift tax.
We live in a common law state. If we don’t take measures to avoid fulfilling the criteria of common law spouses, we could wake up one day and find out that we’re legally married whether we like it or not.
Marriage is certainly an issue whose definition people are passionate about-- would it matter as much if it wasn't so tied to financial matters?