About a year ago, I wrote about the decline of the checkbook-- as more and more payments go electronic, I predict paper checks will bite the dust, even if cash is with us for a long time. In 2005, I had written 26 checks. In 2006, I only wrote 24, and of those 14 related to rent paid to individuals and closing costs for my condo. I now pay my mortgage electronically, so next year, I'll be lucky if I use a dozen checks! And I have 4 accounts with checkbooks... what a waste of paper, taking up all that space in my fire-proof box!