I've been very self-conscious about my spending lately, feeling like a big shopaholic. A lot of it is due to settling into my new condo, and though it's painful to see the outflow of money, it's not unexpected. But sometimes I feel like it's kind of set loose my inner wild spending beast, who just wants to buy buy buy all kinds of things that have nothing to do with a new home, exactly when I can least afford to do so! But is it really that bad? I decided to do a little comparative analysis on my credit card records to find out.
|2005||2006||YTD 2007||07 var 05||07 var 06|
|items over $100||47||43||7|
|avg $ per month||$1,770||$2,041||$2,717||53%||33%|
|avg items per month||36.3||37.4||40.0||10%||7%|
|avg over $100 per month||3.9||3.6||4.4||12%||22%|
This shows my total credit card charges for 2005, 2006 and so far in 2007, as well as a count of total charge items, items over $100 and averages for all these. As you can see, my spending is up quite a bit by all measures!
I also like to look at data in charts sometimes, as they sometimes clarify things in ways that pure numbers can't:
Of course it's early in the year still, so it all may wash out after a while. We'll see!