tag:blogger.com,1999:blog-14245531.post1080751884679454717..comments2023-11-18T01:21:55.631-05:00Comments on My Open Wallet: Respect for MoneyMadame Xhttp://www.blogger.com/profile/11536189690094235926noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-14245531.post-82661703863016800912009-01-04T22:37:00.000-05:002009-01-04T22:37:00.000-05:00Today was my birthday--(I turned 40!!)-- a day I h...Today was my birthday--(I turned 40!!)-- a day I had not been looking forward to for various reasons, but a day which in the end I enjoyed quite a bit. My coworker wished me a very honest-feeling happy birthday, i got a nice phone message from my Mom and my Dad, and during my lunch break I went out and did something I rarely do these days--I went to the local coffee shop and ordered a mocha with two shots of espresso. The drink was $3 and I tipped the counterperson, Sarah, the rest of my 5 as well as wishing her a Happy New Year. (I know her, she is a great person, and she looked uncharacterisically down).<BR/><BR/>I felt really appreciative for the mocha drink, as well as for many of the people around me, and I also was conscious that $5 is more than I spend on food on most days. But this was a special occasion, my Birthday Double Mocha Espresso break!<BR/><BR/>I am sure I enjoyed it much more than I used to enjoy them when I had them every day.<BR/><BR/>Besides helping me out vastly with my bottom line, pinching my pennies and dollars has given me the ability to really appreciate the times when I *do* spend money on "treats" that go beyond my usual routine, even when they are relatively small things.moociferhttps://www.blogger.com/profile/01325412523164314073noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-31426444303797840292009-01-03T01:40:00.000-05:002009-01-03T01:40:00.000-05:00I'm the same as most people here in that looking a...I'm the same as most people here in that looking after the pennies will look after the pounds. There have been numerous things I have changed recently (changing which milk I buy, for example) which will save me a little here and there but actually add up to something decent by the year's end.<BR/><BR/>It's not just this though, if you do that for all the things you buy or indeed stop buying the things you don't need, it adds up to way bigger than you could originally have imagined.<BR/><BR/>This is just common sense and really do make it all worthwhile. I just keep remembering to myself that I'll be retired years before the people who don't look after their own wallets.hAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-13961339036530632302009-01-01T06:18:00.000-05:002009-01-01T06:18:00.000-05:00i'm in England, and we have a saying here. "Take c...i'm in England, and we have a saying here. "Take care of the pennies, and the Pounds will take care of themselves." <BR/><BR/>Meaning it's the small amounts that really drain away your income and your savings.<BR/><BR/>p.s. just found your blog. fantastic!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-1241407461514507962008-12-24T22:39:00.000-05:002008-12-24T22:39:00.000-05:00@Kizz:I wish you had said to her, "yeah, I'll have...@Kizz:<BR/><BR/>I wish you had said to her, "yeah, I'll have a dollar and you won't!".<BR/><BR/>these are the kinds of retorts I think of after the fact in my own life.moociferhttps://www.blogger.com/profile/01325412523164314073noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-62065799395881657452008-12-23T02:05:00.000-05:002008-12-23T02:05:00.000-05:00A hypothetical example: Let's say I spend 4 minut...A hypothetical example: Let's say I spend 4 minutes scouring coupons to end up saving 50 cents on some kitchen cleanser. Might be worthwhile. How about spending 4 hours to save 50 cents? Probably not worth it. How about 40 hours for 50 cents? Sooner or later, everyone takes the time instead of the money, it just may be at a different point for each person. Does that mean you don't respect money because you won't spend 40 hrs trying to save 50 cents? <BR/><BR/>I like your comment about respecting yourself and your time. If we can figure out how to do that, I'm guessing we'll all find our right balance of when to pick up the penny and when not to.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-15608754947537728082008-12-22T17:45:00.000-05:002008-12-22T17:45:00.000-05:00If you'll stop to pick up a penny off the street, ...If you'll stop to pick up a penny off the street, you'll probably think twice before tolerating an unnecessary service charge at the bank, or trashing a shirt and buying a new one. <BR/><BR/>Maybe it means you'll buy a sensible car instead of something stylish that burns lots of fuel. Discipline covers every part of good money philosophy as well as every other part of your life.<BR/><BR/>Failure is repeating errors in judgement every day. Success is practicing self discipline every day. Jim RohnGordhttps://www.blogger.com/profile/17346291121406806271noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-39521860823812977722008-12-22T16:49:00.000-05:002008-12-22T16:49:00.000-05:00Dear Kizz -- Please don't think that picking up a ...Dear Kizz -- Please don't think that picking up a penny is greedy. Yes, "with 99 more and you'll have something", but that one cent is "something" all by itself, and can help pay for your next bag of groceries.<BR/><BR/>Respecting my money means respecting my work that earned the money, which encourages me to do the best work I can.<BR/><BR/>It means respecting the goods and services for which I exchange the result of my work, which encourages me to stick to my budget, and not waste my resources. <BR/><BR/>It means respecting my intelligence that chooses the investments that I hope will protect my future. <BR/><BR/>Respecting my money is part of living a mindful life.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-80679868095761160512008-12-22T15:54:00.000-05:002008-12-22T15:54:00.000-05:00I believe in the following quotes: "Live a good li...I believe in the following quotes: <BR/>"Live a good live, and in the end, it is not the years in the life, it's the life in the years." -Abraham Lincoln<BR/><BR/>“You can only become truly accomplished at something you love. Don't make money your goal. Instead, pursue the things you love doing, and then do them so well that people can't take their eyes off you.” -Maya Angelou <BR/><BR/>“Money will come when you are doing the right thing.” - Mike PhillipsNothing fancy to think of ..https://www.blogger.com/profile/01072196836633642909noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-17355406708632236852008-12-22T15:47:00.000-05:002008-12-22T15:47:00.000-05:00A few years ago here in NY I was walking up some s...A few years ago here in NY I was walking up some subway stairs and I saw a penny. I picked it up (thinking, "see a penny, pick it up...") and from behind me a woman said scornfully, "That and 99 more and you'll have something, won't you?" Ever since I haven't picked up pennies from the street justifying that someone (maybe that woman) needs it more and will pick it up. This is totally illogical but I felt so greedy and evil when I heard her say that.Kizzhttps://www.blogger.com/profile/01957878512519527975noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-36816538353202720782008-12-22T14:29:00.000-05:002008-12-22T14:29:00.000-05:00The greatest ode to money I have read is Ayn Rand'...The greatest ode to money I have read is Ayn Rand's <A HREF="http://www.capmag.com/article.asp?ID=1826" REL="nofollow">"Francisco's Money Speech</A> from <I>Atlas Shrugged</I>.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-82773070361876891842008-12-22T13:49:00.000-05:002008-12-22T13:49:00.000-05:00my mother used to have a roommate that threw penni...my mother used to have a roommate that threw pennies away! can you imagine? my mom would go back and collect them- as long as the trash was a new bag of course- and save them. she made lots of free money that way!Susan Shttps://www.blogger.com/profile/05778530738202150785noreply@blogger.com