tag:blogger.com,1999:blog-14245531.post4422873541965390499..comments2023-11-18T01:21:55.631-05:00Comments on My Open Wallet: Managing My CDsMadame Xhttp://www.blogger.com/profile/11536189690094235926noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-14245531.post-21818289574822484882008-11-01T19:18:00.000-04:002008-11-01T19:18:00.000-04:00i have a cd at BofA maturing in january. i think ...i have a cd at BofA maturing in january. i think i'll just transfer it into my tax-exempt money market since the effective yield is so much better.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-78810694887719174042008-10-28T14:18:00.000-04:002008-10-28T14:18:00.000-04:00Bankrate.com is also a good place to go to compare...Bankrate.com is also a good place to go to compare CD rates.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-63507357801658091452008-10-28T12:12:00.000-04:002008-10-28T12:12:00.000-04:00Thank you for reminding me to shop around for bett...Thank you for reminding me to shop around for better rates. I keep mine at a b&m bank and the rates are horrid!Annyhttps://www.blogger.com/profile/00387909735539879503noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-18927090398235126592008-10-27T23:25:00.000-04:002008-10-27T23:25:00.000-04:00I recently opened a 1 year CD at ING at the 4.25% ...I recently opened a 1 year CD at ING at the 4.25% rate. I'm happy to hear that was a good deal. I bank at ING so didn't shop around because I didn't want to open a new account at another institution.<BR/><BR/>Until recently I was putting away my short term reserves to a money market fund. It's at Vanguard so I think it's still very safe, but I decided it wouldn't hurt to have more in FDIC insured accounts.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-90441643668330886562008-10-27T17:03:00.000-04:002008-10-27T17:03:00.000-04:00I'm an awful procrastinator too, I didn't do my ta...I'm an awful procrastinator too, I didn't do my taxes till April 14th even though I was due a refund. I don't currently have any CD's, the rates haven't been worth tying up my money. But it looks like the fed will lower rates again and I'm sure the high yield savings accounts won't be far behind, so I'm looking at that ING 12 mo one.Miss Mhttps://www.blogger.com/profile/15926161058644761041noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-47306262610462597122008-10-27T14:04:00.000-04:002008-10-27T14:04:00.000-04:00I'm a master procrastinator but I try mightily to ...I'm a master procrastinator but I try mightily to keep up with my CD maturity dates. Because of my conservative tendencies, my entire IRA (not all that big -- about $15k) is in CD's. In addition, I have two custodial CDs -- one with each of my children.<BR/><BR/>You seem like a pretty organized person -- you should note your maturity dates on your calendar so you don't miss them.<BR/><BR/>I do some on-line banking and investing but I prefer to keep my CDs close to home in brick-and-mortar banks so I can take care of any changes I want to make in person. My kids are both earning 4.41% on 13-month CDs at WaMu/Chase that will mature next September. I can't remember what I'm earning on my IRAs right now but they are somewhere in the neighborhood of 4 - 4.5%.Anonymousnoreply@blogger.com