tag:blogger.com,1999:blog-14245531.post7539543664890191080..comments2023-11-18T01:21:55.631-05:00Comments on My Open Wallet: Money Neurosis of the WeekMadame Xhttp://www.blogger.com/profile/11536189690094235926noreply@blogger.comBlogger32125tag:blogger.com,1999:blog-14245531.post-1245510491458950722008-12-24T22:35:00.000-05:002008-12-24T22:35:00.000-05:00@mOOmone reason she might not pocket the change is...@mOOm<BR/><BR/>one reason she might not pocket the change is that in certain retail environments, pocketing money *looks* like improper behavior and can mark you for close and unfair scrutiny when and if there are cash discrepancies.moociferhttps://www.blogger.com/profile/01325412523164314073noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-44362906142694145562008-12-21T19:57:00.000-05:002008-12-21T19:57:00.000-05:00Taisha - why don't you just keep it? They are effe...Taisha - why don't you just keep it? They are effectively giving you a tip.mOOmhttps://www.blogger.com/profile/03440274434662150925noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-48708330016708317242008-12-21T18:45:00.000-05:002008-12-21T18:45:00.000-05:00I am a cashier and I consider it rude when people ...I am a cashier and I consider it rude when people DON'T wait for their change. When someone abandons their change, I have to keep it separate and try to find ways to reincorporate it into my till without it being off. I'd much rather just do things properly. You would be my favorite kind of customer!Teezyhttps://www.blogger.com/profile/15651488026976201430noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-30437168931603949632008-12-20T22:54:00.000-05:002008-12-20T22:54:00.000-05:00I don't usually carry cash but I am the same way. ...I don't usually carry cash but I am the same way. I used to worry about what people behind me would think if I waited for my penny. Now I will wait as long as it takes to get my penny, even if they have to go get a new roll of change. It's MY money and I want to be the one who gets it. <BR/>http://www.singleguymoney.comSingleGuyMoneyhttps://www.blogger.com/profile/03525952724884778798noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-45455069147641889252008-12-20T17:25:00.000-05:002008-12-20T17:25:00.000-05:00I've never thought about waiting for change before...I've never thought about waiting for change before. This could be from the way I was raised though.<BR/><BR/>If a store accidentally shorted my mother a dime she would go back, and wait in line at customer service to get it. She'd just tell me "Well, what if everyone that came in here lost a dime! Do you know how many dimes that is!?"Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-58705727295367120822008-12-20T06:42:00.000-05:002008-12-20T06:42:00.000-05:00Bronx Chica..If i'm in a rush and my changes is on...Bronx Chica..If i'm in a rush and my changes is only 2 cents, then I'll forgo it. Otherwise I want all my change since I work hard. Also I like getting my receipt regard less if I pay more than 50 cents for an item.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-89808079686028560452008-12-19T03:58:00.000-05:002008-12-19T03:58:00.000-05:00I always like being identifiable as part of the cl...I always like being identifiable as part of the club that takes care o f its money and knows how to turn pocket change into something of value.<BR/><BR/>I can eat on $3.88 per day on average, so of course I will care about getting my pennies back. A few weeks' worth of pennies could pay for an entire days' food for me. <BR/><BR/>Also, when I'm on the other side of the transaction (I work retail) I can often tell who the people are who really value and steward their money, versus those who have little clue as to their actual money situation.<BR/><BR/>In the end, the penny probably doesn't matter much (as its value can be quantified to a level of x value over a lifetime, which is fairly low) but the stewardship attitude pays off on a larger scale because it affects every part of your life. People who take care of their pennies are also taking care of the other things, is what I think. although sometimes it is possible to spend too much time on the pennies, while ignoring some big things, like underearning. both aspects of personal finance should be equally strong if a person is going to get the best results.moociferhttps://www.blogger.com/profile/01325412523164314073noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-91804102153627876022008-12-18T12:34:00.000-05:002008-12-18T12:34:00.000-05:00I always feel weird about this too! Usually when ...I always feel weird about this too! Usually when at the deli I pay with a $10 or $20, so I tend to escape the issue there. The times when I find myself waiting for a penny or two (usually when buying eggs as I have to make a special trip in NYC to get reasonably priced eggs)I'm also waiting for the receipt. I keep track of my expenses, so the receipt is pretty necessary.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-48670617295793792202008-12-18T09:18:00.000-05:002008-12-18T09:18:00.000-05:00Oh boy, I'm like you in this regard too, although ...Oh boy, I'm like you in this regard too, although I'm neurotic generally anyway. It's these little stresses that'll add up to get us in the end!guinness416https://www.blogger.com/profile/11240817670502435051noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-13844287910599561712008-12-18T08:44:00.000-05:002008-12-18T08:44:00.000-05:00I think the same thing now and then, though I alwa...I think the same thing now and then, though I always wait for the penny or two. They do add up.<BR/><BR/>No, I don't live in NYC. I don't think it's a NYC thing.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-32663012955412355432008-12-17T23:51:00.000-05:002008-12-17T23:51:00.000-05:00I figure my "secondly" wage works out to about 1.3...I figure my "secondly" wage works out to about 1.3 cents per second, or 1 cent/second after taxes. I have no problem leaving if it's less than 5 cents change and it's not a "fun" establishment. I'd rather enjoy the sunshine for a moment. Yes that adds up to about $3 a year in lost change, but those sunshine moments will hopefully reduce my stress levels and prevent a life-threatening heart attack some day (and those sorts of things tend to be very costly if you know what I mean!).Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-43279612680857045792008-12-17T23:33:00.000-05:002008-12-17T23:33:00.000-05:00My local grocery store generally have a small pile...My local grocery store generally have a small pile of pennies lying next to the cash register that they use towards people who are a penny or two short so I never wait for my pennies. The way I see it, I am not giving it to the store but to the next man or woman in line and thoughtfulness doesn't have to be limited to tax deductible donations. Most people in my local store seem to do the same too (i.e. not wait for a few pennies). <BR/><BR/>Picking up change I see a little differently, although I have never done it, because if someone didn't pick it up it will probably get kicked into a gutter somewhere and be lost. It's better that it's found and put to use. <BR/><BR/>I should declare in the interest of full disclosure though that I am not a New Yorker but reside in the laidback Pacific NW. Maybe it's a cultural thing. :)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-70149464938033452952008-12-17T22:17:00.000-05:002008-12-17T22:17:00.000-05:00I'm the same way too! For a while, I tried walkin...I'm the same way too! For a while, I tried walking away from the penny, but that just felt wrong too.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-81703541979626352272008-12-17T21:54:00.000-05:002008-12-17T21:54:00.000-05:00I know of a very developer who came to North Ameri...I know of a very developer who came to North America as an immigrant with nothing. From the time he started to accumulate savings, he never passed or passed up a single penny and he credits that respectful approach to money as one of the reasons he is wealthy..Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-34949583105745138452008-12-17T21:49:00.000-05:002008-12-17T21:49:00.000-05:00You're not weird! I wonder the same thing!! I al...You're not weird! I wonder the same thing!! I always wait for my change, because I know every penny counts! But I do feel self-conscious waiting around for one penny. <BR/><BR/>Sometimes on my way to work, I stop at the coffee shop for a $1.99 coffee. Even though I may have two singles in my pocket, I've handed the cashier a $5 bill intentionally. Because it's expected that you'd wait for $3.01 change, and much less embarrassing than to stand around waiting for a penny. Silly? yes.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-41675406850668537722008-12-17T20:30:00.000-05:002008-12-17T20:30:00.000-05:005 cents is the smallest coin in this country and c...5 cents is the smallest coin in this country and cashiers always give the correct change.mOOmhttps://www.blogger.com/profile/03440274434662150925noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-74353233186855666062008-12-17T20:01:00.000-05:002008-12-17T20:01:00.000-05:00I'm not embarrassed to wait for my penny at the ca...I'm not embarrassed to wait for my penny at the cash register. But I am somewhat self conscious when it comes to my other "cheap" habits. Often, my self consciousness prohibits me from doing what I would like to do. For example, I think about clipping coupons for my groceriers all the time, but must admit I am terrified of holding up the check-out line when matching my coupons to the items I purchased. I can just imagine all of the impatient glares that would be directed my way. It's silly really.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-20029555618693421982008-12-17T19:09:00.000-05:002008-12-17T19:09:00.000-05:00If it's mine...I want it. Whether it's one penny ...If it's mine...I want it. Whether it's one penny or two or three.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-18464381941928418812008-12-17T19:03:00.000-05:002008-12-17T19:03:00.000-05:00Weird feeling, I was thinking about this the other...Weird feeling, I was thinking about this the other day.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-66273338204317733102008-12-17T16:05:00.000-05:002008-12-17T16:05:00.000-05:00I think this is all in your head! It's your penn...I think this is all in your head! It's your penny, and you're completely entitled to it. If anybody ever challenges you about why you're waiting (not that I think they ever will, or should), just tell them you're going to drop it into your favorite fountain later.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-62241592052068298462008-12-17T15:08:00.000-05:002008-12-17T15:08:00.000-05:00On a $50K salary you make around $.007 cents a sec...On a $50K salary you make around $.007 cents a second. Time is money.<BR/><BR/>Melanie, your penny searching friend seems more OCD than money savvy.<BR/><BR/>Sorry I don't wait for my pennys, but my pennies lost are balanced out by the pennies taken from the "give a penny, take a penny tray".<BR/><BR/>Someone mentioned it must be a NY thing, so I must mentioned that yes I am a New Yorker.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-69477831274681903802008-12-17T13:56:00.000-05:002008-12-17T13:56:00.000-05:00Lots of affirmation to the comments above includin...Lots of affirmation to the comments above including the fact that not too many people are paying that much attention to me. What IS embarrassing is being out with my change-hound friend who will get down on all fours (euwe)to reach waaaay under a vending machine or something to snag a penny. I don't mind that she picks up coins (only if I don't beat her to it) but I am mildly embarrassed when she roots around like that for what seems like forever. Afterward I want to spray her down with disinfectant! I'm not sure why that embarrasses me but waiting for my pennies doesn't. <BR/><BR/>I guess I need to think about that.Melanie Dane Momhttps://www.blogger.com/profile/14905829678929677625noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-54778677227913683422008-12-17T12:12:00.000-05:002008-12-17T12:12:00.000-05:00Oh thank goodness, l always thought it was just me...Oh thank goodness, l always thought it was just me! I still wait for the penny anyway. Sometimes, l have to ring the register at work and l always make sure to give people back their penny change. It's only right, plus l hate the cash register coming up short or over...Fedehttps://www.blogger.com/profile/12282696477569920562noreply@blogger.comtag:blogger.com,1999:blog-14245531.post-21678690184997323702008-12-17T11:36:00.000-05:002008-12-17T11:36:00.000-05:00I wait for my pennies. My coin jar is waiting for...I wait for my pennies. My coin jar is waiting for them at home, then it's off to the bank when the jar is filled.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-14245531.post-54709993014711295882008-12-17T11:29:00.000-05:002008-12-17T11:29:00.000-05:00And someone once said, "Take care of the pennies a...And someone once said, "Take care of the pennies and the dollars will take care of themselves."<BR/><BR/>At the base of this scenario though, is the likelihood that IF the cashier was actually wondering why on earth you would wait for a penny.........he or she will likely always be working a minimum wage job and wondering why the world has passed them by.Gordhttps://www.blogger.com/profile/17346291121406806271noreply@blogger.com