Here's another response to "Calling All New Yorkers." Orange sent in this story, and you can read more at her blog.
I live in NYC Metropolitan, 27, single, Female, full time phd student and part time research assistant at a college.
I have been following your blog religiously for a long time and a while ago I started my own, link is: http://orange4money.blogspot.com
One of my today's post is actually is a story of my finances:
Digging Myself Out of My Personal Mess
This year I will be making $25,000. Through 2007 I paid off $10,000 debt and have $3,000 lined up for next week, then I will be debt free:)
I did drastic stuff to save money to pay off the debt, I remember eating bread and cheap cheap cheese for a whole week (yuck!) because I was waiting for my paycheck.
I am European and my family is not rich, so being in is a little overwhelming, especially given my income is not as high as everyone else's, and sometimes having no family around is too much.
My biggest money spending is probably on milk and chocolate, oh well:) and in terms of clothing I stopped going to malls while ago. I do love to follow trends but until my credit card balances paid off no new clothing for me.
I do make hand made bags on my spare time, so that I do not spend money on gifts, and I have a Macy's credit card where they give free giftwrapping, so I use that and make sure I do not pay $5 for gift wrapping/gift. I tried to sell the bags but no one purchased, or I don't know how to sell them:)
Long story short, I am living, paying off my debt and hopefully will be saving for my future.
I'm always amazed at how people in academia can get by financially! You have to spend so many years and so much money on your education, and then it seems like finding a job can be tough. It's exciting that Orange is so close to being debt-free, and I'll be following her blog to see how it goes!
Other posts in this series:
New York Stories #1: Bronx Chica