I can't believe it's October... but here's the dirt on my September spending and net worth. (I tried to post it on Networth IQ but the site seems to be down. Anyone know what the deal is?)
Total Net Worth: $389,166
Cash & bank accounts: $51,248
Stocks/Mutual funds $20,339
Home Equity $85,307
Credit card -$1,453
As always, the credit card is paid in full every month. I moved a few thousand dollars into E*Trade recently, so the increase there isn't just market gains. As for home equity, I reduced the value of my apartment by $10,000, based on a recent sale of an almost identical apartment nearby (it actually sold for slightly more than I paid, but I know the seller paid some of the closing costs). It's a bummer, but it's also reassuring because it could have been worse.
But the good news is that for the first time in ages, I've hit a new net worth high! It's nice to feel like I'm not just trying to pick up lost ground, but actually moving ahead again. My net worth is almost $50,000 more than it was a year ago. I'm still worried about what the next few years will bring, but all is not lost.
And I'm still trying to keep major expenses at bay. Here's this month's totals:
That's it, a total of $5,611. My salary for the month was $8,017, so I managed to save quite a bit of it: 30% of my gross income.
This has been a year of trying to keep expenses under control and adjust to the economic environment without totally killing all the fun in my life-- so this month is very gratifying, because I can finally feel like the efforts have succeeded in bringing my net worth to a new high. That could change any time if the stock market tanks again, but it feels good nonetheless. Onwards and upwards!