November 2010 Recap

It's a bit late for this, but I'll get it out of the way before I have to move on to December!

First of all, it was a big month for income: $23,536 in total. In addition to my salary, I received $15,000 as part (not all) of my inheritance from Great Aunt Minnie. (I had thought that would be the full amount, but I got another $9,000 in December. I continue to be bewildered, amazed and grateful whenever I see these numbers.)

Gift Received	$15,000
Interest Inc	$36
Salary	$8,500

As for expenses, nothing too dramatic to report. I returned a few pairs of boots I'd bought from Zappo's last month, so the clothing line is negative. Travel is high because Sweetie and I settled up what we'd spent on our vacation back in September and I owed about $800. And I started doing a wee bit of Christmas shopping.

Taxes	$2,830
Housing	$1,716
Travel	$1,066
Dining	$769
Utilities	$176
Medical	$113
Misc	$100
Gifts Given	$80
Subscriptions	$58
Household	$43
Entertainment	$26
Business expense	$9
Clothing	-$759

The net is that I saved $17,309 in November, which is pretty good even without the $15,000 inheritance.

As for my net worth, it increased $20,493 from last month (+4.47%) to $479,273.

	10/31/10	11/30/10	Var.	Var. %
Cash	$45,665	$59,662	$13,997.00	30.65%
Stocks	$49,780	$49,704	-$76.00	-0.15%
Bonds	$5,091	$5,197	$106.00	2.08%
Retirement	$282,052	$284,341	$2,289.00	0.81%
Home	$81,856	$82,223	$367.00	0.45%
Credit Card	-$5,664	-$1,854	$3,810.00	-67.27%
	$458,780	$479,273	$20,493

So far, the inheritance has just gone into cash savings, but I'll probably add some more to mutual investments soon. The only other change of note here is that I finally updated my savings bond values, which I don't do every month.

December will probably not be a big savings month, considering charitable donations and holiday gift-giving, but I think 2010 overall will look pretty good, and I should exceed my year end net worth goal even backing out the inheritance. But what's next for 2011? We'll see...
Onward and upward!